Financial Policy and Options


Thank you for choosing Toledo Periodontics for your dental care needs. We are committed to providing you excellent care and treatment. Please understand that your financial responsibility is part of your treatment. We are providing this to you to give you an idea or what you can expect to see during the billing process.

Payment Options:

  • We accept cash, check or money order.
  • We accept MasterCard, Visa and Discover.
  • We offer monthly payment schedules through three (3) outside lenders. These can include interest free 12 month options or extended payment plans up to 60 months. You can have us apply on your behalf, visit the following websites or call toll free for the following information.

Regarding Insurance:

  • Following your initial visit to our office and the opportunity to discuss your specific treatment and coverage with your insurance company, we most often will accept assignment of benefits.
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  • Any deductibles and co-payments are to be paid at the time of service.
  • If there is a balance on your account after insurance payment has been received, it will be due and payable within 30 days.
  • If we overestimated your co-payment for services, we will reimburse this to you in 30 days.
  • Your insurance policy is a contract between you and your insurance company. We are not a party to that contract.

Insurance Policy

What you can expect:

  • We will bill your insurance provider first.
  • Please verify your insurance information. We make every effort to confirm your insurance coverage when appointments are scheduled. However, your insurance coverage may have changed and our records need to be updated. If you have lost your coverage since your initial visit please call us at 419-882-1807 or toll free at 800-321-1036. If you have secondary insurance, we will bill your secondary insurance immediately after we receive payment from your primary insurance.
  • We will bill you next. Although we cannot guarantee how soon we will hear from your insurance provider or how much of the charge they will cover, you should expect a billing statement from us approximately 30 to 60 days from now. The billing statement will show:
    • What services were provided.
    • The charges for your service.
    • Which services were covered by your insurance.
    • How much you owe.
    • When your payment is due.

Usual and Customary Rates:

Our practice is committed to providing the best treatment for our patients and we charge what is usual and customary for our area. You are responsible for payment regardless of any insurance company’s arbitrary determination of usual and customary rates.


We reserve the right to charge interest in the amount of 1.75% as provided by state law 60 days after the balance becomes past due.

Returned checks:

There will be a $35.00 returned check fee assessed to your account. Please contact
our office immediately for resolution.